Buildings and equipment. Food and wine. Let us protect your restaurant.
The Restaurant Owner’s Insurance Program available through One Risk Group, LLC includes broad insurance coverage for franchise or independent restaurants.
One Risk Group, LLC is offering a specialty Commercial Insurance program that is both comprehensive and cost competitive. Coverage is available in the following areas:
- Property coverage including buildings, furniture and equipment
- General Liability including Liquor Liability with limits up to $2,000,000 per occurrence / $4,000,000 aggregate
- Employee Dishonesty Coverage
- Non-owned and Hired Auto Liability for the occasional errand run by your employee
- Workers’ Compensation program available for all states
- Employment Practices Liability including discrimination, wrongful termination and sexual harassment
- Excess/Umbrella Liability – limits available as high as required
- Group program discounts and very low rates
Trust and knowledge form the basis of the One Risk Group, LLC service approach. The Restaurant Service Team will work closely with you to understand your operations and develop a service plan that meets your needs.
One Risk Group, LLC insures many restaurants and has worked closely with carriers to develop this special program.
Available services from One Risk Group, LLC includes:
- Claims Management
- Safety Services – including customized posters and safety program development to meet Cal OSHA requirements
- Contract Review and Certificate Management to meet Franchisor and vendor requirements
- Easy Application Process – quick turnaround time